Our clients come first: Our focus allows us to anticipate the needs and desires of our clients, and understand them. We maintain excellence relationships by combining integrity and adaptive capacity through a dedicated, professional, independent and objective attention.

Dedicated team: We have specialized executives that go to where our customers are, and a state-of-the-art technological platform to operate remotely.

Access to global offer of investment products: This enables us to grant you access to a vast array of products of the domestic and international market, and provides different investment alternatives aimed at adequately diversified portfolios, ideal for each client.

We have the know how and expertisse of Banque Heritage Switzerland. www.heritage.ch

• Long tradition in the opening of accounts for non-residents, individuals or companies, who come to invest in Uruguay.

• We grant mortgage loans to non-residents to facilitate the arrival of foreigners who wish to settle in Uruguay.

Trading Desk Division exclusively dedicated to operate with professionals that provide investment management services. In this way, the service and the instructions may be executed with the efficiency and speed required.

Our clients come first: Our focus allows us to anticipate the needs and desires of our clients, and understand them. We maintain excellence relationships by combining integrity and adaptive capacity through a professional, independent and objective advice.

Dedicated team: We have specialized executives that go to where our customers are, and a state-of-the-art technological platform to operate remotely.

Access to global offer of products: We have a global array of highly competitive products.

Accounts:

• Current accounts, Savings accounts.

• Multicurrency accounts: UYU, USD, EUR, CHF, GBP, YEN.

• Wages accounts with e-banking for remote operation.

All benefits from the Financial Inclusion Law with an Executive at your disposal. • Benchmarking services to other financial entities in Switzerland and USA.

• Debit card usable anywhere around the world through Maestro Network. Additional HHome debit cards with limit predetermined by the owner.

• Mastercard Credit Card usable worldwide through Maestro Network.

• Corner Card issued by the Swiss Corner Bank: prepaid card rechargeable with Client’s fund held in the account with Banque Heritage Uruguay.

• State of the art E-Banking Platform to operate and check all products.

• Wire transfers.

• On-line payment of private and public services.

• Safe Deposit Boxes

• Personal loans.

• Life and savings insurances.

• Custody and management of checks for collection and post-dated checks.

• Payment of Wages and payment to Suppliers.

Tailored solutions: Solutions are adapted and tailored to each client, with relationships based on trust and reciprocal knowledge.

Dedicated team: We have specialized executives that go to where our customers are, and a state-of-the-art technological platform to operate remotely.

Access to full range of products: Our comprehensive array of highly competitive products is designed for each industry and sector.

Tailored solutions: Solutions are adapted and tailored to each client, with relationships based on trust and reciprocal knowledge.

Dedicated team: We have specialized executives that go to where our customers are, and a state-of-the-art technological platform to operate remotely.

Access to full range of products:: We have a comprehensive array of highly competitive products, both domestic and regional.

A prestigious tool within your reach.
We are a Swiss bank, synonym of trust, soundness and prestige.

We have the know how and expertisse of Banque Heritage Switzerland. www.heritage.ch

Our focus, your needs.

We provide a personalized service, with a state of the art technological platform and a vast array of local and regional products designed for each sector and industry.

The strength of being sensitive.

We are a Boutique Bank. We provide:

• customization and prompt assistance;

• flexibility to structure tailor-made solutions;

• quick decision-making.

Banque Heritage is a Swiss private bank with headquarters in Geneva, regulated by the Swiss Financial Market Supervisory Authority (FINMA). In Uruguay, we are an institution with more than 30 years of existence and a solid track record.

Banque Heritage Uruguay was founded in 1981 as "Surinvest Casa Bancaria" and in 1991 it was licensed to act as a Bank. At that date, the block of shares was composed of 6 major financial institutions (IFC, Rabobank, HSBC, Wachovia, BICE and Unibanco). In 2007, Banque Heritage Switzerland acquires part of the Bank, an acquisition that was finalized in June 2010 when it acquired the whole block of shares and became the Bank`s only shareholder.

In 2011 Banco Surinvest S.A. went through a significant change of name process and was renamed Banque Heritage (Uruguay) S.A. In December, 2013, Banque Heritage Uruguay acquires the consumer and corporate banking businesses of Lloyds TSB Uruguay.

Banque Heritage Switzerland has diversified its activities by creating Banque Heritage Uruguay as a “Swiss” Private Banking transaction, capitalizing on the extensive Wealth Management experience of Banque Heritage Switzerland.

Banque Heritage Uruguay has consolidated in the region as an independent financial institution, combining an in-depth knowledge of the local financial markets with the support of a global stockholder.

The Bank specializes in Corporate and Private Banking, and offers its services to natural and legal persons that seek to develop a long-term business relationship while they benefit from world-class financial products and services.

The activities of the Bank are carried out in its headquarters and in two branches located in the city of Montevideo, under the supervision of the Central Bank of Uruguay. (www.bcu.gub.uy) The integrated control system adopted by the Bank guarantees that all transactions are executed within the highest degree of security and trust.

In our institution, the motivation and development of our professionals is one of the key element of our Human Resources policies.

The annual performance assessment is an open and transparent process.

Our staff’s climate of opinion is systematically checked. Continuous training is one of the Bank’s strategic targets, facilitating the development of the skills, proficiencies and interests of our co-workers.

Team-work, client focus and our ethical mandates are some of the guiding principles for our Human Resources management.

We promote the values of equality of opportunities, non-discrimination of persons and respect of the fundamental rights of employees.

Send your CV to our Human Resources department: rrhh2@heritage.com.uy

Credit cards:

In Uruguay: call 29026800
From abroad : call 005411 4330 5656, 24 hours a day, 7 days a week

Debit cards:

Contact (+598) 29161234, 24 hours a day, 7 days a week

Lost Checks:

File a police report. Make sure it contains as much details as possible (account number, series, check number, amount, order or bearer check). The original report must be submitted to the bank.

Please use the form in the “Contact us” section if you have any inquiries or if you would like more information of products and services.

Banque Heritage Uruguay has a Claims Service.

In case your claim cannot be solved immediately, you must complete the form that appears on this screen.

The Estimated response time will not be greater than 15 calendar days counted from the date of submission of the claim and, provided that the nature of the claim so warrants, it may be extended for a single time for another 15 calendar days.

If case of not receiving a response in due time and form by Banque Heritage Uruguay, you may submit the claim to the Central Bank of Uruguay through the website: www.bcu.gub.uy

We are an institution with a purpose in creating economic, social and environmental value, preserving resources for future generations.

We are committed to:
• promote an internal culture of environmental, social and governance sustainability;
• contribute to generate awareness, knowledge and support in our community;
• encourage our suppliers and clients to join in this journey;
• be transparent and report publicly and periodically our steps in this matter.

Our work is framed by two main pillars: culture and education.

Commitments and adhesions:

SDG: We integrate into our management the Sustainable Development Goals (SDG) that guide the agenda of the international community until 2030.

REIF: We adhere to the Renewable Energy Innovation Fund to finance the 2nd energy transition in Uruguay.

We integrate the Uruguayan Sustainability Table convened by the Central Bank (BCU), to define the Agenda for Sustainable Finance in Uruguay.

WEPs: We adhere to the UN Women's Empowerment Principles, for gender equity and equality.

Deres: We are partners to the network of companies for Sustainable Development, that promote the incorporation of sustainability practices in Uruguayan companies.

RedME: We signed an alliance with the Network of Executive Women of Uruguay, that promote the leadership of women to transform organizations in Uruguay, from an equity and complementary point of view.

We are working on our sustainability governance, we share our initiatives here:

• Social impact initiatives – 2021

We are working on our sustainability governance, we share our initiatives here:

• Environmental impact initiatives – 2021

We are working on our sustainability governance, we share our initiatives here:

• Governance iniciatives – 2021